Visa Inc. (V) financials — revenue, cash, debt and margins

Key figures

Trailing twelve months where a flow is involved, latest reported balance where it is not.

Valuation

Market cap: n/a
P/E (TTM): —
Price / sales: —
EV / EBITDA: —
Price / book: —

Cash flow

FCF yield: —
SBC-adjusted FCF yield: —
SBC impact: 4.3%
Stock compensation (TTM): $920M

Margins & growth

Profit margin: 51.7%
Operating margin: 61.1%
Quarterly revenue (year on year): 17.1%
Quarterly earnings (year on year): 31.5%

Balance sheet

Cash & investments: $13.6B
Debt: $24B
Net cash / (debt): -$10.3B

Where the revenue comes from

What this company sells, and where it sells it, as the filings break it down.

By product or service

Year to Sep 30, 2025 · $66.7B

Data Processing Revenues30%
$20B+12.9% vs. a year earlier
Service26%
$17.5B+8.8% vs. a year earlier
International Transaction Revenues21%
$14.2B+11.9% vs. a year earlier
Value Added Services16%
$10.9B+23.9% vs. a year earlier
Service Other6%
$4.1B+26.8% vs. a year earlier

These lines are the breakdown as filed. We could not reconcile them against the total revenue for the same period.

By region

Year to Sep 30, 2025 · $40B

Outside the US61%
$24.4B+15.2% vs. a year earlier
United States39%
$15.6B+5.8% vs. a year earlier

What it owns and what it owes

Both on one scale, because both are money — the bar that is taller is the one that matters.

Cash and debt

Cash & InvestmentsTotal Debt

Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.

Where the money goes

Cost of RevenueR&D ExpenseSG&A Expense

Only the three costs filers report consistently. Anything a company does not break out sits outside these bands, so the stack is not the whole cost base.

The rest of the series

Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.

Total Revenue

$43.03BQ1 2026+4.0%

1Y: +14.37%2Y: +26.03%5Y: +101.49%

Everything the company sold, before any costs. Each bar sums the four quarters ending there — a full year, brought up to today.

EBITDA

$27.59BQ1 2026+7.1%

1Y: +10.00%2Y: +20.68%5Y: +92.16%

Operating profit before depreciation and amortisation — approximated from operating income, because no depreciation tag is reported consistently enough across filers to do better. Treat it as indicative. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit

$22.24BQ1 2026+6.9%51.7% of revenue

1Y: +11.82%2Y: +20.91%5Y: +108.55%

What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit margin

51.7%Q1 2026+2.9%

How much of every dollar of sales the company keeps as profit. A grocer keeps a few cents; a software company can keep half. Each point covers the four quarters ending there — a full year, brought up to today.

Free Cash Flow

$21.19BQ1 2026-7.6%

1Y: +3.30%2Y: +7.39%5Y: +87.59%

Cash left over after running and maintaining the business. Each bar sums the four quarters ending there — a full year, brought up to today.

Dividends paid

$4.88BQ1 2026+2.6%

1Y: +10.11%2Y: +22.43%5Y: +78.78%

Cash handed to shareholders. A flat line at zero means the company pays none. Each bar sums the four quarters ending there — a full year, brought up to today.

About Visa Inc.

Ticker: V
SEC classification: Services-Business Services, NEC (7389)
Listed on: NYSE
Incorporated in: DE
Financial year ends: September 30
Filer size: Large accelerated filer

About this data

Everything above comes from Visa Inc.’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.

Not reported by this filer: Cost of Revenue, Gross Profit, R&D Expense, Profit per share, Shares outstanding, Interest Income, Non-interest Income, Non-interest Expense, Provision for Credit Losses, Deposits, Loans, Inventory, Borrowings (total), Finance Lease (current), Finance Lease Liabilities (total), Finance Lease (noncurrent), and Depreciation. Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.