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SoFi Technologies, Inc.
SOFI · Nasdaq · Financials · Credit Services
Next earnings: October 27, 2026
$16.58-1.3%Sep 25 close
- 1M
- -8.2%
- 6M
- +8.9%
- 1Y
- -40.7%
- 5Y
- -3.3%
Trailing twelve months where a flow is involved, latest reported balance where it is not.
What this company sells, and where it sells it, as the filings break it down.
Year to Dec 31, 2025 · $3.8B
These lines account for 106% of revenue. Each breakdown reconciles to the total by its own route, so they need not agree with one another.
Year to Dec 31, 2025 · $3.6B
What the company itself counts and reports each quarter, alongside the accounts.
15.81M
as of Jun 30, 2026
+34.6% vs Jun 30, 2025
3.09M
as of Jun 30, 2026
+35.7% vs Jun 30, 2025
24.38M
as of Jun 30, 2026
+42.2% vs Jun 30, 2025
21.29M
as of Jun 30, 2026
+43.2% vs Jun 30, 2025
Read from the wording of the company’s own filings rather than from tagged data, and labelled exactly as the company labels them. Definitions differ between companies and can change between filings, so these figures compare to their own history and to nothing else.
Both on one scale, because both are money — the bar that is taller is the one that matters.
Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.
Only the three costs filers report consistently. Anything a company does not break out sits outside these bands, so the stack is not the whole cost base.
Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.
$4.31BQ2 2026+9.2%
Everything the company sold, before any costs. Each bar sums the four quarters ending there — a full year, brought up to today.
$20.69MQ1 2021
Operating profit before depreciation and amortisation — approximated from operating income, because no depreciation tag is reported consistently enough across filers to do better. Treat it as indicative. Each quarter on its own, so seasonal highs and lows are visible.
$636.26MQ2 2026+10.3%14.8% of revenue
What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.
14.8%Q2 2026+1.0%
How much of every dollar of sales the company keeps as profit. A grocer keeps a few cents; a software company can keep half. Each point covers the four quarters ending there — a full year, brought up to today.
-$8.79BQ2 2026-38.8%
Cash left over after running and maintaining the business. Each bar sums the four quarters ending there — a full year, brought up to today.
$0.49Q2 2026+8.9%
The same profit, split across every share. If this lags the profit chart above, the company is issuing shares and your slice is getting smaller. Restated onto today’s share count, so stock splits do not show as jumps. Each bar sums the four quarters ending there — a full year, brought up to today.
1.34BQ2 2026+3.3%
How many shares the profit is divided across. Rising is dilution; falling is the company buying itself back. Restated onto today’s basis, so splits do not show as jumps. Each point covers the four quarters ending there — a full year, brought up to today.
39.8xQ2 2026-2.1%
39.8x today · median 40.7x and range 31.3x–133.2x across the points shown, Q4 2024 to Q2 2026
Paid per unit of yearly profit. Periods with a loss, or profits too small for the ratio to mean anything, are left out — the line breaks rather than drawing through them. Each point covers the four quarters ending there — a full year, brought up to today.
Everything above comes from SoFi Technologies, Inc.’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.
Share-count jumps we cannot explain: 7.13x around Dec 31, 2021 and 1.71x around Dec 31, 2022. No split accounts for these, so nothing was adjusted — most often it is real dilution rather than a data problem, which is why it is flagged and not corrected.
Not reported by this filer: Gross Profit, Total Operating Expenses, Inventory, Receivables, Long-term Debt (current), Short-term Borrowings, Borrowings (total), Operating Lease (current), Operating Lease (noncurrent), Finance Lease (current), Finance Lease (noncurrent), Dividends paid, and Depreciation. Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.
SOFI · Nasdaq · Financials · Credit Services
Next earnings: October 27, 2026
$16.58-1.3%Sep 25 close