Erie Indemnity Co. (ERIE) financials — revenue, cash, debt and margins

Key figures

Trailing twelve months where a flow is involved, latest reported balance where it is not.

Valuation

Market cap: $565.5K
P/E (TTM): —
Price / sales: 0.00
EV / EBITDA: -0.44
Price / book: 0.00

Cash flow

FCF yield: 97,798.8%
SBC-adjusted FCF yield: —
SBC impact: —
Stock compensation (TTM): —

Margins & growth

Profit margin: 14.0%
Operating margin: 17.9%
Quarterly revenue (year on year): 2.8%
Quarterly earnings (year on year): 3.2%

Balance sheet

Cash & investments: $344.6M
Debt: $0.00
Net cash / (debt): $344.6M

Where the revenue comes from

Policy Issuance and Renewal Services is 77% of revenue.

By product or service

Year to Dec 31, 2025 · $4.1B

Policy Issuance and Renewal Services77%
$3.1B+8.2% vs. a year earlier
Administrative Services Reimbursements21%
$836.6M+3.8% vs. a year earlier
Administrative Services Management Fee2%
$74.1M+8.3% vs. a year earlier
Service Agreement1%
$24.8M-6.1% vs. a year earlier

What it owns and what it owes

Both on one scale, because both are money — the bar that is taller is the one that matters.

Cash and debt

Cash & InvestmentsTotal Debt

Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.

The rest of the series

Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.

Total Revenue

$4.12BQ2 2026+0.7%

1Y: +3.67%2Y: +16.12%5Y: +60.11%

Everything the company sold, before any costs. Each bar sums the four quarters ending there — a full year, brought up to today.

EBITDA

$786.63M2025+7.3%

No TTM figures — showing Yearly

Operating profit before depreciation and amortisation — approximated from operating income, because no depreciation tag is reported consistently enough across filers to do better. Treat it as indicative. One bar per fiscal year, as filed. Stops at the last completed year.

Profit

$577MQ2 2026+1.0%14.0% of revenue

1Y: -7.67%2Y: +8.78%5Y: +89.43%

What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit margin

14.0%Q2 2026+0.3%

How much of every dollar of sales the company keeps as profit. A grocer keeps a few cents; a software company can keep half. Each point covers the four quarters ending there — a full year, brought up to today.

Free Cash Flow

$553.08MQ2 2026+3.0%

1Y: -1.94%2Y: +71.93%5Y: +86.39%

Cash left over after running and maintaining the business. Each bar sums the four quarters ending there — a full year, brought up to today.

Dividends paid

$263.36MQ2 2026+1.8%

1Y: +7.10%2Y: +14.71%5Y: -5.75%

Cash handed to shareholders. A flat line at zero means the company pays none. Each bar sums the four quarters ending there — a full year, brought up to today.

About Erie Indemnity Co.

Ticker: ERIE
SEC classification: Insurance Agents, Brokers & Service (6411)
Listed on: Nasdaq
Incorporated in: PA
Financial year ends: December 31
Filer size: Large accelerated filer

About this data

Everything above comes from Erie Indemnity Co.’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.

Not reported by this filer: Cost of Revenue, Gross Profit, R&D Expense, SG&A Expense, Non-interest Income, Non-interest Expense, Deposits, Loans, Inventory, Borrowings (total), Finance Lease (current), Finance Lease Liabilities (total), Finance Lease (noncurrent), and Stock-Based Compensation. Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.