AXP · NYSE · Financials · Credit Services
Next earnings: October 23, 2026 · before the open
$308.89+1.1%Sep 25 close
American Express issues payment cards, runs a card network, and helps merchants accept card payments.
Shares of revenue are estimates for year ended 2025-12-31, not figures from a filing.
Consumer Platinum and Gold cards
Credit and charge cards for consumers, with benefits such as rewards, travel services, dining access, and airport lounge access.
Partner-branded cards
Cards issued with partners such as Delta Air Lines, Marriott, British Airways, and Hilton, combining American Express card features with partner benefits.
Corporate and small-business cards
Cards and payment services businesses use to pay expenses and manage employee spending.
Bank accounts and loans
Consumer and business savings and checking accounts, consumer installment loans, and lines of credit for small businesses.
Merchant payment services
Services that sign up merchants to accept American Express cards, process transactions, settle payments, and help prevent fraud.
Resy and Tock dining services
Restaurant reservation and management services that give diners a way to book tables and restaurants tools to manage reservations.
Three ratings, each a percentile against the 51 companies we cover in Credit Services. Deliberately kept apart rather than blended into one score — cheap, rising and well-run are three different facts, and a single number would hide which one is which.
Middle of its industry
The most recent month is left out on purpose: returns tend to persist over 7–12 months and the newest one tends to reverse. This describes what the price has done, and says nothing about what it will do.
Below most of its industry
Yields, so higher means cheaper — a loss-making company ranks last instead of dropping out. Cheap is not the same as good: a high yield is often a price that fell for a reason. All five measures available.
1 check not reported
What management does with the money — scored on whatever the filings answer, never as a share of the total.
A description of where this company sits among its competitors, not a recommendation. Ratings updated Sep 26, 2026.
American Express issues credit and charge cards to consumers and businesses, and earns money when cardholders spend, borrow, or pay card fees. It also signs up merchants to accept its cards, processes and settles payments, and runs a network used by cards issued by other institutions. Its services include banking, travel, dining, and expense management, and it operates as a regulated bank holding company in the United States.
Built from American Express Co.’s own filings with the SEC. Figures are as reported, with per-share history restated onto today’s share basis. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.
Used where free cash flow cannot be judged — lenders, insurers, and companies that report no capital spending.
Showing 2 of 41 quarters of American Express Co.’s grade history. The other 39 go back to September 2016.